Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Fantastic customer service StarStarStarStarStar
Sarah Granger - April 25, 2025 - Single Trip Travel Insurance

What a lovely lady. Anca went through everything and explained in detail the policies, and the difference between each policy. I couldn’t have got better service.

StarStarStarStarStar
Trusted Customer - April 25, 2025 - Single Trip Travel Insurance

Really helpful and polite

StarStarStarStarStar
Jonathan David Towne - April 25, 2025 - Annual Multi-Trip Travel Insurance

Excellent service and very friendly advisor!

Great service StarStarStarStarStar
Trusted Customer - April 25, 2025 - Annual Multi-Trip Travel Insurance

Anca was very helpful.

Perfect great customer service StarStarStarStarStar
Trusted Customer - April 24, 2025 - Single Trip Travel Insurance

I expected a lengthy call, but it was quite the opposite. I spoke to Nicky. She was friendly, and knew exactly what needed. She stepped me though each stage and sent me my revised documents.

Excellent service. StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

Very good. Spencer was extremely helpful and patient.

StarStarStarStarStar
Trusted Customer - April 24, 2025 - Single Trip Travel Insurance

Very good & simple to use

Ease of booking, StarStarStarStarStar
Trusted Customer - April 24, 2025 - Single Trip Travel Insurance

Relatively easy to book online, Helpful questions, Although I have not claimed and hope not to do so, I hope that any claim if required would be as straight forward as booking from the website,

😊 StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

Easy to renew. Haven’t used the insurance so can’t really comment much more that.

StarStarStarStarStar
Trusted Customer - April 24, 2025 - Single Trip Travel Insurance

Excellent. Sorted my issue out immediately. Polite & friendly

Good Service StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

Used Cover for You for years, always great service.

Questions re travel insurance renewal StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

They sorted out all my questions

StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

The agent was polite and knowledgeable.

Easy to renew and great cover StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

Excellent service so far, renewal was easy and the price was very competitive!

Great service StarStarStarStarStar
Janice Mitchelson - April 23, 2025 - Single Trip Travel Insurance

Quick reply to an email I sent requesting information about a recent policy I had purchased, very informative response and tips on how I could improve my experience by downloading the app via a handy link and a club I could join, to which I done both, very pleased with the service I received from Spencer.

Quick & Easy to apply StarStarStarStarStar
Paul Hughes - April 23, 2025 - Single Trip Travel Insurance

Easy to apply and finalise

5 star service StarStarStarStarStar
Jayne - April 23, 2025 - Single Trip Travel Insurance

Excellent service, Susie was very helpful and friendly and dealt with my problem.

Travel Insurance StarStarStarStarStar
Mathew Hodges - April 23, 2025 - Single Trip Travel Insurance

Always use cover for you for my travel insurance,plus you get your loyalty discount,fantastic service.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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