Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£37.60 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
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All of your policy details in one place

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Reviews

Excellent service StarStarStarStarStar
Trusted Customer - March 31, 2025 - Single Trip Travel Insurance

This is the first time using this company and found them very professional and helpful I had to make ammendments to my policy today and the process was stight forward without any problems I would use this company again and would recommend recommend friends and family

Renewing with ease StarStarStarStarStar
Trusted Customer - March 31, 2025 - Annual Multi-Trip Travel Insurance

Efficient, friendly member of staff contacted by telephone to renew & uograde travel insurance policy. All documentation sent quickly by email for printing.

StarStarStarStarStar
Trusted Customer - March 31, 2025 - Single Trip Travel Insurance

Extremely helpful

excEllent support StarStarStarStarStar
Lowri ap Robert - March 31, 2025 - Single Trip Travel Insurance

Excellent advice from Suzie when I accidentally bought two policies. Swift, clear, helpful. Thank you.

Solved my problem and quickly. StarStarStarStarStar
Anton - March 31, 2025 - Single Trip Travel Insurance

Anca was fantastic, give her a raise!

StarStarStarStarStar
Kevin Jones - March 31, 2025 - Single Trip Travel Insurance

Very helpful

Advice on my policy StarStarStarStarStar
Lynn Jackson - March 31, 2025 - Annual Multi-Trip Travel Insurance

Susie who took my complex call was very professional Caring And dealt with me superbly and gave onward advice

Easy StarStarStarStarStar
Trusted Customer - March 31, 2025 - Single Trip Travel Insurance

Easy to navigate, straight forward website interface.

Good service StarStarStarStarStar
matthew brown - March 31, 2025 - Single Trip Travel Insurance

I’ve just took out all of the insurance we’ve covered for you. I spoke to a lady called Susie. It really assisted me as I had a soft tissue injury previously and she advised me on what to do and I added it to my policy over the phone, great service, thanks again.

Good experience. StarStarStarStarStar
Trusted Customer - March 30, 2025 - Annual Multi-Trip Travel Insurance

Very good but the renewal price on my old policy with you was higher than the price paid. I believe this to be unfair. In my opinion you should offer existing customers the best prices when tenewal is due. If you are not loyal to us, why should we be loyal to you?

Returning Customer StarStarStarStarStar
Claire Houston - March 30, 2025 - Single Trip Travel Insurance

I always use cover for you as they offer comprehensive cover at a reasonable price. It’s easy to get a quote and as a returning customer they offer competitive discounts and free entries into completions. All of the paperwork is easy to understand so you know exactly what you are covered for and a helpline number is available to call for any advice you might need while you are on your holiday. Thankfully I’ve never had to submit a claim for anything but I’d be confident that my cover was there to support me if I did.

StarStarStarStarStar
Trusted Customer - March 29, 2025 - Single Trip Travel Insurance

prompt, quick and easy to us

Travel Insurance StarStarStarStarStar
Lorraine Gray - March 29, 2025 - Single Trip Travel Insurance

I used the online app, it was really easy to use, wasn't too complicated or time consuming. I would reccomend them to friends and family looking for travel insursnce, i got a quote quickly and reasonably priced..

Medical declaration - quick and simple StarStarStarStarStar
Trusted Customer - March 29, 2025 - Annual Multi-Trip Travel Insurance

I cannot speak for the claims process but I have recently had to declare a number of medical conditions. I have found the customer service team to be extremely helpful and the process has been quick and easy. Thank you for your help.

StarStarStarStarStar
Trusted Customer - March 28, 2025 - Single Trip Travel Insurance

great price, immediate documents

Travel insurance StarStarStarStarStar
Trusted Customer - March 28, 2025 - Single Trip Travel Insurance

Really helpful and dealt with my query promptly.

change of e mail address StarStarStarStarStar
robert boulding - March 28, 2025 - Annual Multi-Trip Travel Insurance

Talked to libby she was very helpful and we completed our business in a few minutes

StarStarStarStarStar
Trusted Customer - March 28, 2025 - Single Trip Travel Insurance

She was really helpful and sorted everything for me.

Excellent! StarStarStarStarStar
Ollie Lunt - March 28, 2025 - Annual Multi-Trip Travel Insurance

Excellent customer service and insightful advice on a range of options looked at. Thank you Miriam you are a credit to Cover for You

Great advice gave us clarity StarStarStarStarStar
Greg M - March 28, 2025 - Annual Multi-Trip Travel Insurance

Great advice - gave us clarity on what we needed, solved all the issues we had been fretting about, and enabled us to make a series of decisions about our travel plans. Cannot recommend highly enough!

Over
10 MILLION
insured

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