Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£37.60 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
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Reviews

Extremely satisfied with the service I received today. StarStarStarStarStar
Trusted Customer - February 27, 2025 - Annual Multi-Trip Travel Insurance

The Advisor, Bradley that I spoke with today was very helpful, friendly and knowledgeable.

StarStarStarStarStar
Trusted Customer - February 27, 2025 - Single Trip Travel Insurance

Bradley, the Insurance advisor, handled my case in a pleasant and helpful way. He was very professional.

StarStarStarStarStar
Trusted Customer - February 27, 2025 - Single Trip Travel Insurance

Never used the sevice but i was happy to know if i needed it when i was away on holiday i would be covered

StarStarStarStarStar
Stephen Myatt - February 27, 2025 - Single Trip Travel Insurance

Nicki was very helpful and explained all my questions Was made very welcome and was treated very very well Thank you

Brilliant service StarStarStarStarStar
Trusted Customer - February 27, 2025 - Annual Multi-Trip Travel Insurance

Many thanks to Nicky for her assistance. She fully understood the request and took me thorough the process easily and efficiently.

Very helpful StarStarStarStarStar
Trusted Customer - February 26, 2025 - Annual Multi-Trip Travel Insurance

Bradley was very helpful in answering my queries and providing a quotation

EASY COMPLETION BUT- StarStarStarStarStar
Trusted Customer - February 26, 2025 - Single Trip Travel Insurance

Straight forward and easy to complete however, once purchased I found a list of emails in my in box relating to different 'steps' in my application. To me that doesn't make sense AFTER the event and makes me a bit 'uneasy' relating to my cover.

StarStarStarStarStar
Trusted Customer - February 26, 2025 - Annual Multi-Trip Travel Insurance

Good clear and answered all queries so I could confidently renew my policy

Good experience StarStarStarStarStar
Trusted Customer - February 26, 2025 - Single Trip Travel Insurance

The form seemed very pragmatic and easy to complete

Happy customer StarStarStarStarStar
Andrew Smith - February 26, 2025 - Single Trip Travel Insurance

Good value and easy to use website

Excellent all round StarStarStarStarStar
ParkerLewis - February 26, 2025 - Single Trip Travel Insurance

Always quick to arrange good value cover with 5 star rating. Good website design allows easy completion of details

Easy to use StarStarStarStarStar
Trusted Customer - February 26, 2025 - Single Trip Travel Insurance

Easy to set up insurance, appreciated the followup email/text to check if I'd hadd any problems (and how to claim - though this was not needed!)

Always a pleasure to deal with StarStarStarStarStar
Trusted Customer - February 26, 2025 - Annual Multi-Trip Travel Insurance

As always, the customer service I received from Cover for You was excellent. Spencer, the customer service representative I dealt with today, was friendly, professional, and very helpful in sorting out my renewal query.

Good experience StarStarStarStarStar
Sarah Bickerton - February 26, 2025 - Single Trip Travel Insurance

Easy to book insurance online. My email query was dealt with quickly & advice given to call customer service. It was quick to get through and Adrian was very helpful & took time to explain when I didn't really understand. Thank you.

Charlie was great StarStarStarStarStar
Trusted Customer - February 26, 2025 - Annual Multi-Trip Travel Insurance

Prompt friendly and polite

Excellent customer service StarStarStarStarStar
Trusted Customer - February 26, 2025 - Single Trip Travel Insurance

Phone answered within 4 rings. Very helpful person who answered who quickly helped me update my policy. Thank you.

So far so good StarStarStarStarStar
Trusted Customer - February 25, 2025 - Single Trip Travel Insurance

So far go good. Good cover

Great job well done StarStarStarStarStar
Trusted Customer - February 25, 2025 - Annual Multi-Trip Travel Insurance

Michaela totally understood the challenge and came up with a great solution and saved me pennies. Thank you, great job well done.

StarStarStarStarStar
Matthew Cashin - February 25, 2025 - Annual Multi-Trip Travel Insurance

Quick and simple to use. Was able to acquire a policy the day before I was due to travel.

Excellent service StarStarStarStarStar
Barry Hampson - February 25, 2025 - Annual Multi-Trip Travel Insurance

Roozbah was extremely helpful. Once again a fabulous service from cover for you insurance. Highly recommended 👍

Over
10 MILLION
insured

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