Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
David Fernandes - April 15, 2025 - Single Trip Travel Insurance

Excellent service

Very happy 5* StarStarStarStarStar
Trusted Customer - April 15, 2025 - Annual Multi-Trip Travel Insurance

I have been with ‘Cover For You’ since 2016. I am really happy with the service I’ve received. I know it sounds a cliche, but I am a happy returning customer. Very reasonably priced, the staff seem very helpful and friendly. Always happy to help, answer emails/ questions as soon as they can. I like what I receive and when you have been with them for a while. You get discount building up. Very happy, I don’t think I’ll be going anywhere soon. Thank you Adrian for all your help!!!!

Good Support StarStarStarStarStar
Trusted Customer - April 15, 2025 - Annual Multi-Trip Travel Insurance

Spoke to a very helpful guy Adrian with a medical update he couldn't be more helpful. I've been a customer for many years and happy with the service although fortunately haven't had to claim. Recommend you to family and friends and a friend did have cause to claim and I believe it was handled very smoothly and she was happy with the claim process. Thankyou James Harbison

StarStarStarStarStar
Trusted Customer - April 15, 2025 - Annual Multi-Trip Travel Insurance

Polite, friendly, knowledgeable and helpful. Thanks.

StarStarStarStarStar
Sharon Hagan - April 15, 2025 - Annual Multi-Trip Travel Insurance

Libby was super helpful and friendly and made me feel at ease whilst answering questions

StarStarStarStarStar
SHAKUNTALA RAJESH - April 15, 2025 - Single Trip Travel Insurance

smooth experience so far..

Great Service for Travel Cover StarStarStarStarStar
Kerri - April 15, 2025 - Annual Multi-Trip Travel Insurance

Always a great service. Have used CoverForYou are many years for travel cover. Always a competitive price and the customer service is exceptional. Thankfully, I’ve never had to claim so can’t really comment but if the service is anything like I receive when I need to renew or need advice it would be first class.

Happy with the service I received. StarStarStarStarStar
Trusted Customer - April 15, 2025 - Single Trip Travel Insurance

Charlie handled my call extremely well, was very helpful and knowledgeable. Explained everything fully and thoroughly understood what I wanted. Will be using you again.

StarStarStarStarStar
Trusted Customer - April 15, 2025 - Annual Multi-Trip Travel Insurance

Rapid connection to someone (Nicky) who was able to address all my questions and provide immediate updates to the policy.

Excellent Service StarStarStarStarStar
Trusted Customer - April 15, 2025 - Single Trip Travel Insurance

I contacted CoverForYou customer services as I had a quick query regarding a travel insurance policy I had taken out online yesterday. My call was answered quickly and I spoke to Adrian who was very helpful and pleasant. Many thanks Adrian, I appreciated your help!

Quality experience StarStarStarStarStar
Trusted Customer - April 15, 2025 - Annual Multi-Trip Travel Insurance

Nicky was very helpful. Well organised and professional. Able to provide necessary information. Made renewal of policy very straightforward. Very good communicator. Pleasant experience

Cover Query StarStarStarStarStar
Trusted Customer - April 14, 2025 - Single Trip Travel Insurance

Excellent Service, asked a question regarding cover and it was answered in full detail with a very polite opening.

Very responsive and helpful team! I made a mistake and they sorted swiftly! StarStarStarStarStar
Martin - April 14, 2025 - Single Trip Travel Insurance

The team has been very responsive and helpful! I made a mistake when I submitted the form online. But I didn't realise my mistake until much later. I called them, and the team helped me to amend my mistake swiftly.

Best customer service ever StarStarStarStarStar
Trusted Customer - April 14, 2025 - Single Trip Travel Insurance

Adrian was super helpful. I could not get a quote online so called the office and Adrian picked up my call. We went through the questions and Adrian checked it 3 times just to make sure we covered all the medical conditions. Superb customer service. I have been getting my travel insurance from tbis company for the padt 3 years and would highly recommend it. Thank you Adrian for all your help.

StarStarStarStarStar
Trusted Customer - April 14, 2025 - Annual Multi-Trip Travel Insurance

thorough explanation courteous and respectful exchange

StarStarStarStarStar
Natalie Thompson - April 14, 2025 - Single Trip Travel Insurance

Excellent the agent was very caring and unders

Good StarStarStarStarStar
Trusted Customer - April 14, 2025 - Single Trip Travel Insurance

Great provider, easy to arrange.

Very Efficient StarStarStarStarStar
Trusted Customer - April 14, 2025 - Annual Multi-Trip Travel Insurance

Very efficient and was not left waiting to long with a reply

Cover for a cruise StarStarStarStarStar
Stephen Alger - April 14, 2025 - Single Trip Travel Insurance

It was easy to do online. It was very competitive with other providers price wise and was cheaper than most.

Great Service StarStarStarStarStar
Lewis Patrick Codling - April 14, 2025 - Annual Multi-Trip Travel Insurance

Needed to contact Cover for you to ask some advice. My call was answered quickly no waiting and I spoke with Anaca she was very polite and helpful and even better being able to speak with a human being not automated robots! My issue was resolved. Great service. Definitely recommend this company

Over
10 MILLION
insured

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