Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - February 21, 2025 - Single Trip Travel Insurance

Very good service and no issues and very quick to sort

Great service StarStarStarStarStar
Mark Dalton - February 21, 2025 - Annual Multi-Trip Travel Insurance

Polite and efficient service. Bradley was super helpful, clear and concise

Excellent service StarStarStarStarStar
Iva - February 21, 2025 - Annual Multi-Trip Travel Insurance

The telephone call was answered swiftly, my questions were answered in full and in friendly manners.

Upcoming operation StarStarStarStarStar
Trusted Customer - February 21, 2025 - Single Trip Travel Insurance

Had a query regarding upcoming holiday, spoke with Nicky, she quickly put my mind at ease, answered all my questions and concerns, very helpful and polite, fantastic customer service.

Policy upgrade StarStarStarStarStar
Peter Foster - February 21, 2025 - Annual Multi-Trip Travel Insurance

Very helpful

Change of cover StarStarStarStarStar
Carly Moorse - February 21, 2025 - Single Trip Travel Insurance

Excellent service, Emily answered my query and questions extremely efficiently and quickly rearranged my insurance cover. Thank you very much!

Valued returning cudtomer StarStarStarStarStar
Trusted Customer - February 20, 2025 - Single Trip Travel Insurance

I use this company every year and get a reduced price each time as a valued member.

StarStarStarStarStar
alan anderson - February 20, 2025 - Annual Multi-Trip Travel Insurance

Informative

StarStarStarStarStar
Trusted Customer - February 20, 2025 - Annual Multi-Trip Travel Insurance

Fast, polite & good

Helpful StarStarStarStarStar
Trusted Customer - February 20, 2025 - Annual Multi-Trip Travel Insurance

Clear and helpful

My go to for Travel Insurance StarStarStarStarStar
Paula - February 20, 2025 - Annual Multi-Trip Travel Insurance

CoverForYou is my go to for travel insurance. I have never had to claim but do feel confident if I had to they would help. This is why I choose them every time. Information was easy to film in also. I had to phone customer service once because I had left out medical declarations and they were so helpful there too.

Great service StarStarStarStarStar
Trusted Customer - February 20, 2025 - Single Trip Travel Insurance

easy and convenient, thank you Spencer.

Excellent customer service StarStarStarStarStar
Jo - February 20, 2025 - Annual Multi-Trip Travel Insurance

The customer service representative was very helpful and thorough when updating my policy due to medical procedure changes! Very efficient and no extra charges incurred!

Bradley has earned his wages. StarStarStarStarStar
Eileen Gray - February 20, 2025 - Single Trip Travel Insurance

Well mannered, extremely helpful and got straight to the point of my enquiry ( which was extending my stay abroad) Was given information regarding the app and joining the loyalty scheme. Everything is now up to date and I am one happy bunny. Thank you Bradley

Bradley StarStarStarStarStar
Trusted Customer - February 19, 2025 - Single Trip Travel Insurance

Bradley was very helpful in adjusting my travel insurance for my holiday to make sure all the details I entered were correct!

Very responsive StarStarStarStarStar
Robert - February 19, 2025 - Annual Multi-Trip Travel Insurance

Very quick response to my email query, and very clear information within the response.

Best price for cover needed StarStarStarStarStar
Trusted Customer - February 19, 2025 - Single Trip Travel Insurance

Quick, convenient, straightforward, comprehensive, competitive

Great Service for a policy amendment StarStarStarStarStar
HEATHER RAINE - February 18, 2025 - Annual Multi-Trip Travel Insurance

Very helpful and friendly service. Libby is an excellent advisor. It was good that the addition to my policy was free of charge. Thanks.

StarStarStarStarStar
Trusted Customer - February 18, 2025 - Single Trip Travel Insurance

Very Quick and easy.

Top notch customer service StarStarStarStarStar
Trusted Customer - February 18, 2025 - Single Trip Travel Insurance

Charlie was so helpful and got to the bottom of my query, I sent info, then he called back as he said he would and resolved the issue. Brilliant customer service. Having worked in customer service before, I have high expectations - Charlie is a great asset to CoverForYou!

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store

Schengen Insurance Logo

Travel Insurance if you need a
Schengen Visa

Get started today!

Get a quote Contact us